by langloisinsurance | Nov 10, 2026 | Insurance Tips, Uncategorized
Frozen pipes. Ice dams. Heavy snow. Sewer backups. Illinois winters can be unpredictable, and the damage they leave behind can be expensive. But here’s something many homeowners don’t realize: Not every type of winter damage is automatically covered by...
by admin | Nov 6, 2026 | Uncategorized
Seasonal decorations—from string lights and animated yard displays to fresh evergreen trees—are a central part of holiday traditions for many households. While festive décor adds seasonal cheer, it can also introduce unexpected property damage or liability hazards....
by langloisinsurance | Oct 26, 2026 | Auto, Auto Insurance, Business Insurance, car insurance, Home Insurance, Homeowners Insurance, Insurance Review, Insurance Tips, Property Damage, Uncategorized
Halloween is supposed to be full of tricks, treats, and spooky surprises. But when it comes to your insurance coverage, the last thing you want is a frightening surprise! At Langlois Insurance Agency, we’ve spent over 40 years helping families throughout New...
by admin | Oct 23, 2026 | Uncategorized
Businesses that transport goods, food, or products face distinct vehicle risks compared to standard personal driving routines. Because personal auto policies frequently contain “public or livery conveyance” or business use exclusions, businesses using...
by admin | Oct 16, 2026 | Uncategorized
As temperatures drop during autumn, heating systems, fireplaces, and seasonal items are often brought into regular use. Taking proactive steps around the home can help reduce fire hazards, while reviewing policy terms helps homeowners understand how insurance applies...
by langloisinsurance | Oct 9, 2026 | Auto, Auto Insurance, car insurance, Home Insurance, Homeowners Insurance, Insurance Tips, Property Damage, Renters Insurance, Uncategorized
An accident. A severe storm. A tree falling on your home. Water damage. Nobody plans on having an insurance claim. But when something unexpected happens, knowing what to do next can make an already stressful situation much easier to manage. At Langlois Insurance...
