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Understanding Deductibles in Home, Auto, and Health Insurance

Understanding Deductibles in Home, Auto, and Health Insurance

by admin | Jun 19, 2026 | Uncategorized

When reviewing an insurance policy, one of the prominent financial terms you will encounter is the deductible. In general terms, a deductible represents the out-of-pocket amount a policyholder agrees to pay toward a covered loss or medical expense before the insurance...
Insurance Bundling for Small Businesses: Pros and Cons

Insurance Bundling for Small Businesses: Pros and Cons

by admin | Jun 5, 2026 | Uncategorized

Managing a small business involves balancing numerous operational responsibilities. Among these tasks is identifying a strategy to handle financial risks. In the insurance market, providers often offer options to group multiple types of policies together. This...
Life Insurance for Empty Nesters: Evaluating the Need in 2026

Life Insurance for Empty Nesters: Evaluating the Need in 2026

by admin | May 22, 2026 | Uncategorized

When children grow up and move out of the house, many parents view it as the ultimate “financial finish line.” With the mortgage potentially nearing its end and the kids finally off the payroll, it is common to question whether a life insurance policy is...
The Ultimate Guide to Insurance for RVs, Boats, and Summer Toys

The Ultimate Guide to Insurance for RVs, Boats, and Summer Toys

by admin | May 15, 2026 | Uncategorized

As the weather warms up, many people look forward to heading out on the open road or the water. Whether you’re piloting a Class A motorhome, launching a pontoon boat, or hitting the trails on an ATV, these “summer toys” represent a significant investment...
Preparing Your Home for Storm Season: Maintenance and Coverage Insights

Preparing Your Home for Storm Season: Maintenance and Coverage Insights

by admin | Apr 13, 2026 | Uncategorized

As the seasons change, many homeowners begin to look at their property with a renewed focus on weather readiness. Whether it is a spring thunderstorm or a late-summer wind event, severe weather can test the integrity of a home’s exterior. Taking proactive steps to...
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What our clients are saying

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  • Mary Jo was so very helpful in finding me great auto insurance. Thank you Mary Jo

    John Kogut
  • I want to extend my appreciation for all the help Nany Walker has provided to me. I inquire to see if any adjustments for cost savings on my policies could be made. Nancy was able to do the research and work to get it done. I am more than happy to refer Langlois and their staff to anyone for there insurance needs.

    Hem Aggarwal
  • We're in the process of selling our home and buying a new one. Mary Jo is extremely knowledgeable and helpful. She found a new policy for our home, autos and umbrella that costs much less than our previous insurance provider! And, she ...

    Barb Ficarello
  • MaryJo is an exceptional insurance agent! She is always quick to respond and deliver any document I need or my HOA needs. MaryJo extremely helpful with any questions or concerns I have. I Highly recommend her!

    Carie Bourg
  • Mary Jo and Langlois Insurance is the best. She always is very fast to respond and help me when needed. I highly recommend the agency and Mary Jo as the agent.

    Gina Tuminello
  • I have worked with Nancy the last few years for my home and car She always tries to save you money on your policy. I will miss her when she gone next year

    Judith McCauley
  • Langlois Insurance is a great Agency to handle your Insurance needs. They are always so helpful and efficient. I called Kristen to add a new vehicle to our policy and she had the Evidence of Coverage in my email in such a timely manner. Thank you for all your help!

    Teresa Schuld
  • kristin did a excellent job for me I'm very satisfied with her service

    Robert Mager
  • Maryjo has been extremely helpful and caring with any issues that arose because of my move to Indiana. I am thankful for her calming words of “ I’ll take care of that for you” or “ I’m not sure but I’ll find out”. I was never left hanging for answers. Thanks MaryJo!!!

    Patricia Flanery
  • Received prompt and great customer service from Judy. All my questions were answered and even my rate was lowered.

    Valerie Ardaugh