What are my Life Insurance Options?
I recently checked an item off my bucket list while vacationing with my family.
While I was soaring above the ocean with my lovely daughter, I felt so grateful for this beautiful life God has granted to me.
And, as we ascended higher into the sky, my thoughts turned to how I can always have my family protected. What other items can I add to my bucket list that will keep them safe and secure in the event that something happens to me prematurely?
Having sufficient Life Insurance coverage was the answer.
If my children determine that college is the path that they want to take, I want it to be a feasible option for them even if I’m not around. If a medical emergency arises, I want to make certain that our Health Insurance is paid in full. If my son wants to play on the travel team for baseball, I want to ensure that there is enough money in the bank to cover this expense.
Life Insurance. This is my ultimate “bucket list” item.
So, what Life Insurance options are available?
Whatever your situation – buying Life Insurance for the first time, nearing retirement, or looking to insure your children – Langlois Insurance Agency can provide protection for those you love. Just look at the many options we can help you explore:
Universal Life Insurance – Highly competitive and flexible with guaranteed death benefits and strong cash accumulation. Protection for your family, business, and everything else that is important to you. You can customize this coverage with valuable riders like Long Term Care, and more.
Term Life Insurance to 95+ – Guaranteed level Term Life Insurance features your choice of level death benefit term periods with guaranteed level premiums for 10, 15, 20 or 30 years and coverage expiring at age 95.
Preferred Whole Life Insurance – Fully guaranteed traditional Whole Life Insurance plan with five premium options. A Long Term Care Rider can be added to your policy so you won’t be dependent on your family to take care of you should you need Long Term Care in your later years.
Simplified Issue Whole Life Insurance – Traditional Whole Life Insurance plan with five premium options. Guaranteed cash values and premiums. As long as you are not confined to hospice or a hospital and are not terminally ill, you can be accepted into this plan.
Graded Death Benefit Whole Life Insurance – Traditional Whole Life Insurance plan with four premium options.
Transitional Life Insurance – A brand new concept in Life Insurance. Providing a high-level Life Insurance benefit during the years you need it the most, and ending with a guaranteed, paid-up policy that will be there for the rest of your life.
Single Premium Whole Life Insurance – What to increase the legacy you leave to your children or grandchildren? The death benefit is tax-free too.
Funeral Preplanning – Preplanning a funeral can offer family members peace of mind.
Credit Insurance & Debt Protection – This coverage can eliminate the worry associated with making your loan payments when those unexpected events occur that could cause a financial hardship to your family.
If you’re like most of us, you don’t know which of the above Life Insurance plan(s) is right for you.
Let me help you.
Langlois Insurance Agency specializes in Life Insurance, mainly because we strongly believe that it is so important. I can help you select the right amount of Life Insurance benefits to ensure your family is properly protected…and will do it at a premium that you can afford and are comfortable with.
As always, please don’t hesitate to contact any of us at Langlois Insurance Agency with any questions or comments.
We always love to hear from our customers!
Sincerely,
Matt Langlois
