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Have you heard about our referrals for a good cause program? For every person you refer who calls for a quote and says you referred them, we will give $10 in charitable donations.

Is Employer-Provided Insurance Enough?

Is Employer-Provided Insurance Enough?

by titan-insurance | Dec 27, 2019 | Business Insurance, Commercial Insurance, Group Insurance, Insurance Tips, Life Insurance

You sit down with your new employer to discuss benefits, and they mention providing a low-cost or free life insurance policy. Great! You’re set, right? Don’t be so sure… Insurance provided through an employer group policy, especially life insurance, is likely not...
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What our clients are saying

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  • I was in need of finding a new insurance agency as my bill was to high from my now previous insurance company. And immediately Mary Jo Lucatorto found me a plan with progressive and took a massive load off my shoulders. She was incredibly kind, professional and quick to help me at any time, I haven't been treated with such care in a long time! She helped me months ago but lifespan been very busy so if you ever see this Mary Jo, I hope you can forgive me for being so late on this but, I reminded myself every day to make this review at some point!

    Jake Vukelic
  • Kristin White is always very responsive and friendly to my requests regarding insuring my auto in the most cost effective manner. She makes saving money on my auto policy easy.

    Cindy C
  • I was done with my old insurance company and the increase in prices; not to mention, they put us through the ringer when we requested coverage for a new roof after 20 years of loyalty. Langlois was recommended to me by a friend who was a former employee in the insurance biz. I filled out some information online. Within an hour, Mary Jo, from Langlois called me to discuss more details and by the end of the day, I had quote that saved me hundreds of dollars. I expressed my concerns about buying "paper" because to be honest, when we did have some scrapes with our cars, our old insurance did not give us any issue. Mary Jo assured me that they don't sell "paper," their office is local and they are "old school"--meaning, if you need to come in and speak to a person, they are there. They are also easily accessible by email and even by text! I had to follow up on some matters after I signed and the response/ service was prompt. They encourage you to call them as a first line of defense. I just had a good feeling about this company. Meanwhile, I canceled with my old insurance--a big box company that starts with an "A" (20 years ago, I used to be able to talk directly to an agent from the office, but no more).Instead, I got a call center--a person who spoke minimal English, she didn't ask any questions, what can we do to keep you, nothing. The call center person just presses a button and you are canceled. You can just reach out to Mary Jo and the Langlois team and see what they can do for you--I did and no regrets.

    Stacy Komers
  • We're in the process of selling our home and buying a new one. Mary Jo is extremely knowledgeable and helpful. She found a new policy for our home, autos and umbrella that costs much less than our previous insurance provider! And, she ...

    Barb Ficarello
  • I am editing my review from when I first got insurance through this company. They were very fast and attentive signing me up BUT they were just as fast and attentive when I ran into issues down the road. I sent an email in the evening and got a response first thing in the morning. No headache, no hassle. Thank you very much to Mary Jo and Judy!

    Sara Arbuthnot
  • Judy Stonitsch helped me figure out an odd letter received from a different insurance company.

    joyce enos
  • Great service and quick too! Always available to help!

    Liz Sherbaty
  • Mary Jo was very helpful

    Mary Ullrich
  • MaryJo is an exceptional insurance agent! She is always quick to respond and deliver any document I need or my HOA needs. MaryJo extremely helpful with any questions or concerns I have. I Highly recommend her!

    Carie Bourg
  • My call was handled professionally and quickly. Within 5 minutes i had coverage for my new truck. Shortly after I hanging up I received an email with an insurance information to put in the truck until a new card would arrive. ...

    Kathie Surges