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Market Value vs Replacement Cost: Which Amount Should I Insure?

Market Value vs Replacement Cost: Which Amount Should I Insure?

by admin | Mar 12, 2018 | Home Insurance, Uncategorized

Before purchasing a home, you are required to purchase homeowner’s insurance as well. But how do you know how much to insure your home for? Most would think that they need to cover only the price they pay for the house. However, that price isn’t enough coverage to pay...
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What our clients are saying

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  • My Rep MaryJo has been exceptional in giving 1st class customer service. She handles all problems with professionalism. I highly reccomend Langlois Insurance agency.

    Sharon Ksiazek
  • Mary Jo is always so helpful in getting me the right policy coverage to meet my needs and budget. She responds quickly to any questions I have.

    Diane Haberkamp
  • Mary Jo promptly answers my questions and quickly communicates back when requested.

    Tim Brophy
  • Mary Jo Lucatorto was so very helpful in all aspects of obtaining a home and car policy. I was having trouble with one of the documents and she was so knowledgeable in assisting in the process

    camille schaber
  • Nancy was there again for help w our recent motorcycle policy. Thank you!

    Angela Kramer
  • Langlois Insurance has provided insurance for my family for decades. I was looking to purchase homeowners insurance and Mary Jo was exceptional in providing me with different options available. Langlois Insurance is fortunate to have an employee like Mary Jo.

    Carrie Ruettiger
  • Langlois Insurance is a great Agency to handle your Insurance needs. They are always so helpful and efficient. I called Kristen to add a new vehicle to our policy and she had the Evidence of Coverage in my email in such a timely manner. Thank you for all your help!

    Teresa Schuld
  • I was in need of finding a new insurance agency as my bill was to high from my now previous insurance company. And immediately Mary Jo Lucatorto found me a plan with progressive and took a massive load off my shoulders. She was incredibly kind, professional and quick to help me at any time, I haven't been treated with such care in a long time! She helped me months ago but lifespan been very busy so if you ever see this Mary Jo, I hope you can forgive me for being so late on this but, I reminded myself every day to make this review at some point!

    Jake Vukelic
  • Langlois Insurance Agency is the Best. Matt and the staff are friendly and always pleasant to deal with. They answer any questions in a very timely manner. We recently purchased a car and Mary Jo was wonderful. She answered our many questions, provided information quickly, and she made the process much easier. Debbie, Kristin, and Judy are always kind and a great help as well. No matter the situation, you always feel better after talking to them.

    James Holuj
  • Langlois Insurance was recommended to me by a friend. I was having trouble finding an auto policy that wasn't crazy expensive. Mary Jo was amazing. She got me a policy that literally saved me hundreds of dollars and it's with a reputable company! I highly recommend Langlois and Mary Jo for your insurance needs!

    Lisa Rossi