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Market Value vs Replacement Cost: Which Amount Should I Insure?

Market Value vs Replacement Cost: Which Amount Should I Insure?

by admin | Mar 12, 2018 | Home Insurance, Uncategorized

Before purchasing a home, you are required to purchase homeowner’s insurance as well. But how do you know how much to insure your home for? Most would think that they need to cover only the price they pay for the house. However, that price isn’t enough coverage to pay...
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What our clients are saying

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  • Maryjo has been extremely helpful and caring with any issues that arose because of my move to Indiana. I am thankful for her calming words of “ I’ll take care of that for you” or “ I’m not sure but I’ll find out”. I was never left hanging for answers. Thanks MaryJo!!!

    Patricia Flanery
  • Langlois Insurance is a great Agency to handle your Insurance needs. They are always so helpful and efficient. I called Kristen to add a new vehicle to our policy and she had the Evidence of Coverage in my email in such a timely manner. Thank you for all your help!

    Teresa Schuld
  • I was in need of an insurance policy for my home, cars, etc. A web search pointed me to Langlois Insurance; I spoke with Mary Jo who was extremely knowledgeable, easy to work with, and prompt in providing the quotes I required.

    Bill Denham
  • 5 stars all the way!! It took me 1 call. I received an immediate callback and a complete quote for my homeowners and auto insurance. ONE quick call saved me almost $250/month and I regret not shopping around sooner. Mary Jo is the woman I spoke with, who answered every question I had, took extra time to explain each question and was very transparent with every step of the process. I love that I didn't feel rushed. She's been in the business for almost 30 years and there's nothing she hasn't seen, plus she's local. She made this transaction easy and I would highly recommend Langlois Insurance!! Thank you for saving me so much money!

    NikCos
  • I called and requested a copy of my auto insurance coverage and I couldn't find mine and she sent a copy to me immediately. Thank You!!

    Sharon Gill
  • hello, me and my wife love JUDY at langlois insurance she went above and beyond too help me with my most resent insurance needs THANK YOU JUDY great service !!

    dave gray
  • Mary Jo was so very helpful in finding me great auto insurance. Thank you Mary Jo

    John Kogut
  • Langlois Insurance does not disappoint. I have had more insurance work in the last two years that the previous 25. And every time, Debbie comes through and takes care of my insurance needs quickly and efficiently. She does the work, and I don't have to. Debbie is a Rock Star.

    Matt Hickey
  • Judy is doing an excellent job thank you

    Wesley Calderon
  • Thank you Judy for your help yesterday with my changes needed to update my auto policy. Judy was very pleasant and very quickly got what I needed taken care of. Highly recommend!

    Christine Hensley