Insurance Checklist for the New Year
I almost feel like we are going into an episode of The Jetson’s as we enter into 2021. And, as an insurance agent, I’m wondering where all of the flying cars and houses on the moon are…
But, on a serious note, the start of a new year is always a great time to reevaluate your insurance needs since your life probably changed during the past year, which may require an updated insurance policy. For example, perhaps you got married, had a baby, purchased a new house and/or car.
So, I always suggest to my insureds that if they did have any life changes, they set up a time to chat with any of us at Langlois Insurance Agency to review your policies to ensure that they meet your current needs. We can help you determine if your coverage is adequate or if changes should be made.
Life Insurance
Life Insurance should be reviewed on a yearly basis. Life inevitably brings changes, such as a births, divorces, remarriages or even a new mortgage or new job. And, all of these are signs that you might need to make changes to your life insurance policy. So, as we enter into 2020, please call me at #815-485-2106 to make certain that your loved ones are properly covered with adequate life insurance.
Homeowners & Rental Insurance
The start of a new year is also a great time to update your home inventory and make sure your homeowners or rental policy is up-to-date.
Here’s a tip that I like to give my insureds – every January, take your video camera and/or phone camera and record all the contents in your home. Take extra care in getting photos or video of your prized possessions. Remember to note valuable antiques, artwork or jewelry so we can help determine if you are properly covered.
Auto Insurance
Have you purchased a new car? Or, have you had any changes to your driving habits? If so, it is important to review this with any of us at Langlois Insurance Agency to ensure your auto policy will cover you in case of an accident.
Health Insurance
You may have recently enrolled or changed your health insurance whether through your employer, Medicare or your state exchange. Make sure you have new insurance cards and paperwork before you visit a doctor. We can also discuss if you need Medicare Supplement Insurance and the benefits that come with it. It is our privilege to help guide you to the best possible Medicare Supplement Insurance plan to meet your insurance needs.
Protect Yourself from Identity Theft and Fraudulent Activity
Did you know that the Equifax data breach of 2017 exposed the personal information of more than 145 million people. A data breach can potentially expose your data, which puts you at risk for identity theft or other fraudulent activity. Here are some tips on how you can protect your identity in the coming year:
• Don’t give out any personal information–like your social security number or bank information–over the phone.
• Consider purchasing identity theft insurance. If this is something that interests you, please let any of us at Langlois Insurance Agency know and we can discuss this further with you.
We hope that 2020 brings you and your loved ones much health and happiness. And, as always, if you have any questions about your insurance needs, please don’t hesitate to give us a call at #815-485-2106. We always love to hear from our customers!
Warmest Regards in the New Year,
